Watson

A business owner doesn’t have to understand every detail of a machine or a process to benefit from it. How many drivers understand what is going on under the hood? How many machine operators are able to repair the machine? Insurance coverage can be the same way. Just as you rely on a qualified technician […]

Health care organizations are under constant pressure in today’s world of evolving practices, procedures and laws. Managers deal with everything from the investment and allocation of corporate resources to administrative duties. The decisions they make affect everyone who has a relationship with the health care entity. It’s a huge responsibility. Every action has the potential

Failing to act responsibly when serving alcohol could be catastrophic for your business. You could be held accountable for any death, injury or damages caused by an intoxicated patron, resulting in expensive civil or criminal litigation, fines, increased insurance rates, loss of your liquor license – even the loss of your business. Safeguards can reduce

Fall has arrived, but there’s still time to get ready for winter weather, including storms. Extreme cold is always a possibility here in the Tri-State area, so we at C.K. Ash Insurance have compiled some tips to help you stay safe and limit damage. Preparing your home Perform basic winter maintenance — insulate your walls

A new federal rule for overtime pay that becomes effective December 1, 2016, may increase an employer’s need for EPLI – employment practices liability insurance. In May 2016, the U.S. Department of Labor published a final rule updating its overtime regulations. For decades, the DOL’s federal wage and hour law, known as the Fair Labor

Manufacturing the Best Policy for Your Business There are close to 300,000 manufacturing businesses across America, ranging from machine shops to woodworkers to plastics manufacturers. All of them need a comprehensive insurance policy. MORE THAN PRODUCT LIABILITY People often think of insurance protecting a manufacturer against liability claims stemming from products they made. But insurance

Keys to Controlling Business Auto Insurance Costs Insurance underwriters take into account a company’s past automobile loss experience when pricing automobile insurance. By reducing your company’s exposure to auto losses, you may be able to reduce your insurance costs. Three ways to control business auto costs are to review driver history; promote safety awareness and

Home Inventory   Why a Home Inventory Is Important Let’s try a little exercise: Can you list everything you own from memory? Didn’t think so. The fact is most people own more things than they realize. It’s easy to remember the cars, the computer, the TV. But what about that holiday china in the garage?

Holiday Travel Tip Over the river and through the woods… Millions of Americans will do some traveling this holiday season – the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you’re simply driving around in Northern Kentucky and Cincinnati or headed to Lexington or

Almost anywhere it rains, it can flood. Even if you live in an area of that you think isn’t at risk, preparation is just as critical as with other types of emergencies. Before we get into how you can prevent, limit or react to flooding, it’s important to note that flood damage is typically not