C.K. Ash & Associates are a team of seasoned insurance professionals dedicated to delivering quality products and services since 1977. We build and maintain partnerships with our clients and carriers with a commitment to excellence and integrity.

Our expertise extends from basic exposures to the toughest risks whether it is due to the nature of your business, tough products or loss history. We design plans to meet the needs of our clients ongoing and changing risks which are different for everyone.

Our associates have expertise ranging from personal insurance, small business owners to large commercial exposures, surety/bonding and employee benefits. We represent a select group of leading insurance companies and markets that offer a wide variety of products and services at the fairest price.

We are conveniently located in Northern Kentucky within close proximity of the Greater Cincinnati International Airport, downtown Cincinnati and southeastern Indiana. Our philosophy is, and has always been, putting the customer first and can be seen from our business model, to the way that we choose partnerships with insurance companies that provide the same commitment as we do.

Why We Are Independent?

Many may question what Independent Agent really means, and the simplest answer is that we do not work directly for any one insurance company; we work for our customers. This allows us to be focused on our customers’ needs and not the directives of the insurance companies. So unlike the direct writers and captive agents we can work with any insurance company that we feel will be the best fit for you.

Our #1 Product

Service – it may sound cliché, but this is the main cornerstone that we place on the foundation of our relationships. Our services are not designed to just keep you happy enough to keep your insurance with us, but to care about the in and outs of your life or business when it comes to risks that may arise. We strive to give you an experience that you do not find in most other agencies.

What We Do

Our top goal is to listen to what is important to you, help you identify your risks, create a plan that resolves problem areas and assist you in implementing a risk management/control program. After a full analysis of your exposure, we will compile a customized program/strategy to address your personal and/or business exposures with an innovative and cost effective plan that’s simple and easy to understand. Contact us today to have one of our agents guide you through your risks.