Umbrella Policies Weather Life’s Storms

Umbrella insurance is liability coverage above and beyond your car, homeowner’s, and various other policies. For a small cost, they offer a great value in added protection in case of an accident.

Here’s a real life example of an umbrella policy claim:

An insured party invited guests to a beach party for their daughter. During the party, one of the attendees found a propane tank. Believing it to be empty, the party-goer threw it into the beach bonfire. The tank exploded causing severe injuries to several people. A $20,000,000 claim was filed against the insured alleging that they did not properly supervise the party.

This scenario is just as unimaginable as it is terrifying. But that’s where umbrella coverage comes in. When your auto or home insurance has been exhausted, umbrella insurance picks up where they left off. Policies can be as little a couple hundred dollars a year for $1 million in coverage.

To find out if an umbrella policy is right for you and discuss your options, contact CK Ash today. We will help you find insurance that fits your budget today and provides peace of mind for the future.